Second Home vs. Investment Property

Second Home vs. Investment Property
Posted Friday February 19, 2021 in Real Estate

Second home, investment property, vacation home, rental property.....Is there any real difference among them? There are actually some very big differences between second homes and investment properties, especially if you are obtaining financing for one. Second Home A second home is just that: a second property where you and your family spend time, away from…
How To Get The Most Illinois Home For Your Money

How To Get The Most Illinois Home For Your Money
Posted Friday February 5, 2021 in Real Estate

A buyer's market is when there are more properties for sale than prospective buyers, and sellers are more willing to go with a low bid. However, that doesn't mean you can't buy a new home in a seller's market, when there are more buyers than homes, and sellers can afford to hold out for higher…
Tips for Illinois Homebuyers to Make a Competitive Offer

Tips for Illinois Homebuyers to Make a Competitive Offer
Posted Friday January 29, 2021 in Real Estate

Today’s market has high buyer interest and low inventory. With so many buyers competing for a limited number of homes, it’s more important than ever to know how to submit a confident and competitive offer. Here are a few tips for this important stage in the homebuying process. Trust Your Real Estate Agent Making an…
Renting Vs. Buying in Illinois

Renting Vs. Buying in Illinois
Posted Friday January 22, 2021 in Real Estate

With today’s low mortgage rates, there’s great opportunity for current Illinois renters to make a move into homeownership that stretches each dollar a little bit further. While the best timeline to buy a home is different for everyone, the question remains: Should I continue renting or is it time for me to buy? The answer…
Thinking About Selling This Winter?

Thinking About Selling This Winter?
Posted Wednesday December 2, 2020 in Mortgage, Real Estate

If you’re thinking about moving, selling your Illinois house this winter might be the way to go. Here are four market trends that you should take note of when making your decision. Buyers Are Active It’s clear that buyers are ready, willing, and able to purchase – and they’re in the market right now. In…
Home Buying In A Competitive Market

Home Buying In A Competitive Market
Posted Wednesday November 4, 2020 in Real Estate

With so few houses for sale today and low mortgage rates driving buyer activity, bidding wars are becoming more common. Multiple-offer scenarios are heating up, so it’s important to get pre-approved before you start your search. This way, you can put your best foot forward – quickly and efficiently – if you’re planning to buy…
Existing Home or New Construction?

Existing Home or New Construction?
Posted Tuesday October 20, 2020 in Real Estate

Finding the perfect Illinois home to purchase is one of the biggest challenges for potential buyers. With so few homes for sale and construction of newly built homes ramping up, you may be wondering if you should consider new construction in your search process. It’s a great question to ask, and one to look at…
Why Getting Pre-Approved Is So Important

Why Getting Pre-Approved Is So Important
Posted Tuesday October 13, 2020 in Mortgage, Real Estate

Getting a pre-approval from a mortgage lender in Illinois is a great first step in the homebuying process. When looking for a home, the temptation to fall in love with a house that’s outside your budget is very real. So, before you start shopping around, it’s helpful to know your price range, what you’re comfortable…
Are You Considering Moving?

Are You Considering Moving?
Posted Tuesday September 29, 2020 in Real Estate

How long have you lived in your current Illinois home? If it’s been a while, you may be thinking about moving. According to a recent study by the National Association of Realtors (NAR), in 2019, homeowners were living in their homes for an average of 10 years. That’s a long time to be in one…
Steps You Can Take To Prepare For Buying A Home In Illinois

Steps You Can Take To Prepare For Buying A Home In Illinois
Posted Tuesday September 8, 2020 in Mortgage, Real Estate

With national inventory down almost 30%, the Illinois housing market has become more competitive. That’s especially true when it comes to mid-priced, affordable houses. So how do you get ahead in a hot market? The key is preparation. The sooner you start preparing to buy a house, the easier it’ll be to beat the competition.…
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