• Joseph Siwinski

    Joseph Siwinski

    President
    NMLS# 223856

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    Spring Home Maintenance Checklist

    Spring Home Maintenance Checklist
    Posted Monday March 25, 2019 in Home Improvement

    In addition to spring cleaning, this is also the perfect time of year to make sure everything around your Illinois home is in working order. Use this spring home maintenance checklist to undo any damage from winter. This will let you relax during the warmer months, knowing your house is in top shape. Overall inspection…
    How to Identify a Load-Bearing Wall (and Why It Matters)

    How to Identify a Load-Bearing Wall (and Why It Matters)
    Posted Monday March 18, 2019 in Home Improvement

    To create open-concept floor plans, homeowners are knocking down walls everywhere from the kitchen to the master bathroom. But before you start swinging a sledgehammer, you’ll need to know if you’re dealing with a load-bearing wall, which is significantly different from a partition (or non-load-bearing) wall. What is a load-bearing wall? So, what’s the difference…
    A Whole New Credit Score Is Coming

    A Whole New Credit Score Is Coming
    Posted Monday March 11, 2019 in Mortgage

    Chances are good you know all about  your credit score. Also called a FICO score, this magical number is a major factor in many financial transactions, including qualifying for a mortgage and renting apartments in Illinois. In October 2018, the Fair Isaac Corp. (the creators of FICO) announced a whole new scoring method called the UltraFICO.…
    4 House Hunting Mistakes To Avoid In Illinois

    4 House Hunting Mistakes To Avoid In Illinois
    Posted Monday March 4, 2019 in Real Estate

    Mistake: Not getting pre-approved before looking Getting a pre-approval should be every buyer’s first step toward buying a home in Illinois. This document, which comes in the form of a letter from the mortgage company, will tell you how much money you’ll be able to receive in a loan. It’s crucial in helping you set your own…

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    Contact Joseph Siwinski

    Joseph Siwinski

    19420 S Wolf Road
    Mokena, Illinois 60448
    (708) 478-8400
    NMLS# 223856

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